Flexible Mortgages
A flexible mortgage allows you to vary your monthly repayments. Depending on the flexibility of the particular mortgage, you can, without charge:
- Make over or underpayments each month (e.g. you know you will have high expenses in April, so choose to underpay that month).
- Make a lump sum repayment (e.g. if you receive a bonus and decide to put it all into the mortgage).
- Take a payment 'holiday' (you might want to pay for a car or a holiday and need to take a break from your mortgage payments for a while).
The flexibility is conditional - usually you have to follow (or exceed) a predetermined repayment schedule.
Top Tip: Look out for a mortgage which may not officially be "flexible" but still allows the ability to make overpayments.
Below are the leading flexible mortgage companies. We strongly recommend that you obtain quotes from several companies. It always pays to shop around!
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Choose from a variety of the UK's favourite flexible mortgage specialists. Low rates, great deals and the latest offers.